Additional liability protection for added peace of mind
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4.9 Review rating

Additional liability protection for added peace of mind

Umbrella insurance provides an extra layer of liability protection beyond the limits of your existing home, auto, or recreational policies. At Coastal Shield Insurance, we help individuals and families protect their assets, savings, and financial future from unexpected liability claims and legal expenses.

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coverage

What does our umbrella insurance cover?

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Excess liability protection

Excess liability protection

Additional liability coverage beyond the limits of your existing insurance policies.

Legal defense costs

Legal defense costs

Helps cover attorney fees, court costs, and legal expenses for covered claims.

Bodily injury liability

Bodily injury liability

Protection if you are held responsible for injuries to another person.

Property damage liability

Property damage liability

Coverage for damage caused to someone else’s property.

Personal liability situations

Personal liability situations

Additional protection for incidents that may occur outside standard home or auto coverage.

Rental property liability

Rental property liability

Coverage options for landlords and investment property owners.

Recreational vehicle liability

Recreational vehicle liability

Protection for boats, motorcycles, and other recreational vehicles.

Asset protection

Asset protection

Helps safeguard personal savings, investments, and future earnings from major claims.

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Who is it for

Who needs umbrella insurance?

  • Homeowners

    Homeowners

    Additional liability protection beyond standard homeowners insurance.

  • High-net-worth individuals

    High-net-worth individuals

    Protection for personal assets and long-term financial security.

  • Rental property owners

    Rental property owners

    Landlords with increased personal liability exposure.

  • Recreational vehicle owners

    Recreational vehicle owners

    Additional protection for boating and recreational activities.

Who needs umbrella insurance?
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Why choose Coastal Shield Insurance

Your partner for reliable insurance solutions

Multiple carrier options

Multiple carrier options

As an independent agency, we shop policies from multiple trusted insurers to ensure you get the best rates and comprehensive coverage available.

Personalized coverage

Personalized coverage

We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.

Local expertise

Local expertise

We assess your home to recommend the best policy, tailoring every detail to fit your specific property, lifestyle, and long-term financial goals.

Exceptional service

Exceptional service

Our team takes the time to answer your questions, acting as your dedicated advocate from the first quote to the final claim.

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Testimonials

Real stories from our clients

We could talk about our coverage options all day, but our clients tell the story better.

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Sandi Burner

The absolute best insurance agency around. They are responsive, provide excellent options, and stay in touch until you are satisfied. I wouldn’t go anywhere else for my insurance needs.

The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly.

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Neil Cotiaux

I`ve dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and total responsiveness throughout the entire process while meeting her client`s needs. Coastal Shield Insurance made life simpler and we are delighted to have them as our go-to insurer.

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Dawn DiBrino

Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable! I highly recommend anyone looking for top notch insurance solutions to contact Anna!

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Darrell Macdonald

I’ve been a customer of Coastal Shield Insurance for over 5 years now and wouldn’t do insurance business with anyone else. This agency is customer first with quality service 100%. If there’s an insurance need, they have you covered. They’re loyal, honest, and there when you need them the most!

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Renee Turano

The best customer service! Day or night, weekday or weekend, you can count on Coastal Shield Insurance!! Very dependable and pleasant staff!!

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Kristen Keller

Teresa and Anna at Coastal Shield are amazing! I was unaware that my mortgage company did not pay my homeowner insurance policy out of my escrow. Without their due diligence, my home would have continued to not be covered with insurance. This is superb customer service! Highly recommend Coastal Shield Insurance!

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Dave Miller

The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly. 5+ stars !

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Contact our team for expert guidance, support, and personalized assistance

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